There seems to be a mixing of apples and oranges here. One can call it whatever one wants in order for it to make sense to that person. But to equate a ratio of 3.9:1 is a lower ratio than 3.55:1 is numerically incorrect. Isn't that like saying, "Manuel having 9 apples, has less apples than Pablo who has 5 apples. Or, once again, I may be all wet and should just shut up and get back out in the garage and fix something.
Carl