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| | | | Joined: May 2001 Posts: 7,438 Extreme Gabster | | Extreme Gabster Joined: May 2001 Posts: 7,438 | Best thing to do is to get a professional appraisal. However, I have two trucks with Hagerty and didn't need an appraisal. I told them what I think they are worth and sent pictures and descriptions of work done and they approved it. I was working directly with Hagerty though and not an agent. | | | | | Joined: Jun 2006 Posts: 272 Shop Shark | | Shop Shark Joined: Jun 2006 Posts: 272 | Wow, thank you for your quick reply cletis! Where do I find a professional appraiser? I have never had anything appraised by a professional before. Thanks!!
1948 AD Pickup
| | | | | Joined: Jul 2001 Posts: 3,887 Cruising in the Passing Lane | | Cruising in the Passing Lane Joined: Jul 2001 Posts: 3,887 | what Cletis said, plus I'd say that truck should be worth at least the 'average retail' shown at NADA, a pro appraisal would likely be higher
Bill | | | | | Joined: May 2001 Posts: 7,438 Extreme Gabster | | Extreme Gabster Joined: May 2001 Posts: 7,438 | Look for a pro restorer or hot rod shop in your area. | | | | | Joined: Dec 2001 Posts: 14,522 Moderator: Welcome Centre, Southern Bolters, Legion Hall | | Moderator: Welcome Centre, Southern Bolters, Legion Hall Joined: Dec 2001 Posts: 14,522 | littlebuddie... ask your LOCAL insurance companies for the ones they send folks to. I know that State Farm does it as I have my 37 with them. I took it to one of their approved appraisers, which was NOT one of their adjusters!! The guy took his time and gave me a written appraisal in about 30 minutes. I took it to State Farm with some PICTURES. Good part is the cost, if any, is usually not expensive at all. If I had a HIGH dollar vehicle then I might seek one who does the Rolls,Tuckers,Bently's ect and pay them the big bucks. | | | | | Joined: Jun 2006 Posts: 272 Shop Shark | | Shop Shark Joined: Jun 2006 Posts: 272 | Thank you all for your replies and I will follow through on all suggestions. I guess it saddens me that I have to declare a price on anything I love since the value of this truck is metered in my heart.
1948 AD Pickup
| | | | | Joined: Oct 2006 Posts: 4,983 Master Gabster | | Master Gabster Joined: Oct 2006 Posts: 4,983 | Another way to assess value, if the vehicle hasn’t been restored, is to search through all the truck sales venues for trucks that would be equal in condition to yours. In other words, if your truck was totaled, what would it cost to replace it with one in like condition.
~Jim
| | | | | Joined: Oct 2006 Posts: 4,983 Master Gabster | | Master Gabster Joined: Oct 2006 Posts: 4,983 | I should also add that the value of a vehicle that has been restored can also be accessed; it just won't be so easy.
~Jim
| | | | | Joined: Jun 2005 Posts: 1,756 Shop Shark | | Shop Shark Joined: Jun 2005 Posts: 1,756 | I have Auto Owners and I just told them what I wanted it insured for and sent them a bunch of pictures. No problem. I don't know if there might be a problem if I tried to collect though. Hope that day never comes. | | | | | Joined: Jun 2010 Posts: 188 Shop Shark | | Shop Shark Joined: Jun 2010 Posts: 188 | A word of caution. Not sure if it applies to the states but up here if you don't have endorsement 19A on your policy which is a declared value clause then don't expect to receive your full declared amount. Your 10,000 dollar truck is just a 500 dollar one to an adjuster. Documentation like an approved appraisal helps. I learned the hard way!!! | | | | | Joined: Sep 2001 Posts: 29,270 Bubba - Curmudgeon | | Bubba - Curmudgeon Joined: Sep 2001 Posts: 29,270 | | | | | | Joined: Dec 2003 Posts: 1,554 Shop Shark | | Shop Shark Joined: Dec 2003 Posts: 1,554 | Somewhere near you there should be a professional auto appraiser.Cost is usually $25. to $50. for an appraisal.A lot of times a car dealer will do it for you. | | | | | Joined: Feb 2001 Posts: 4,095 'Bolter | | 'Bolter Joined: Feb 2001 Posts: 4,095 | I have Allstate and they use Haggerty and my agent seem to discourage me from using the. i have way more in my 54 than it is worth. i had a professional appraiser but i know i will have to fight tooth and nail to get any near what the appraisal is. the policy is ACTUAL cash value at the time of the loss. i was an agent years ago but i know how they work. my on saving grace is that i have been with them since 1974 and have all my insurance and a lot of my investments with them. as a side note i know they would like me to change my investments, i have a guaranteed 5% and they sending me letters frequently to review it, read change.
Ron, The Computer Greek I love therefore I am.1954 3100 Chevy truckIn the Gallery 2017 Buick Encore See more pix1960 MGA Roadster Sold 7/18/2017
| | | | | Joined: Jun 2006 Posts: 272 Shop Shark | | Shop Shark Joined: Jun 2006 Posts: 272 |
Thank you cletis, squeeze, Achipmunk, BIG CHEVY 3600, gazim, gotgasd, tclederman, dale937, WE b OLD for your help! I am thankful for your suggestions and links to help me find an answer, you guys are awesome!
I'll let you know how this came out.
1948 AD Pickup
| | | | | Joined: Oct 2002 Posts: 4,066 Bolter | | Bolter Joined: Oct 2002 Posts: 4,066 | sell me the truck and you won't have to worry about it.
Redryder pixMy HotrodA veteran - whether active duty, retired, national guard, or reserve - is someone who, at one point in his or her life, wrote a blank check made payable to The 'United States of America', for an amount of "up to and including my life."I am fighting cancer and I am winning the fight | Pain is part of life; misery is an option. | | | | | Joined: Jun 2006 Posts: 272 Shop Shark | | Shop Shark Joined: Jun 2006 Posts: 272 |
Last edited by littlebuddie; 01/18/2011 8:29 PM.
1948 AD Pickup
| | | | | Joined: Oct 2002 Posts: 4,066 Bolter | | Bolter Joined: Oct 2002 Posts: 4,066 | I had my truck and now my hot rod with hag...you can pretty well put what value you want to pay.....
they do have some restrictions, no daily driver, garaged..
no amount would really replace what you have but....
I would put about $20,000 and live with it... that is just me...
Redryder pixMy HotrodA veteran - whether active duty, retired, national guard, or reserve - is someone who, at one point in his or her life, wrote a blank check made payable to The 'United States of America', for an amount of "up to and including my life."I am fighting cancer and I am winning the fight | Pain is part of life; misery is an option. | | |
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