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Apr 26th, 2026 | | AD Chevy Trucks  Over 6,000 pictures Brad Allen has an awesome collection of Chevrolet factory pictures that he has set up from film strips. Check them out!
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| | | | | Anonymous Unregistered | | Anonymous Unregistered | I know I have seen this posted before but here goes anyway. I just talked to my insurance company (Western Reserve) today about liability only on a 1952 6400 truck. They will only cover it as a commercial vehicle for $500 per year. What do the rest of you do with yours? I know there has to be some other way to go. Thanks for any info. | | | | | Joined: Mar 2004 Posts: 3,068 'Bolter | | 'Bolter Joined: Mar 2004 Posts: 3,068 | I've got my 48's covered under a rider policy that's under another vehicle that has full coverage. I decided the dollar amount it was worth and put liability and uninsured motorist on it and it costs me a little over $20.00 every six months. It's supposed to be a limited use policy but my agent said I could drive them whenever I wanted. I may just be lucky and have a car guy agent, but yours doesn't seem too eager to help you. May be time to shop around. My company is Farmers Insurance.
Good luck,
Scott | | | | | Joined: Apr 2004 Posts: 37 Junior Member | | Junior Member Joined: Apr 2004 Posts: 37 | I had to do the same thing with my 1 ton chevy about 450 a year for comercial insurance I could have went with antique insurance for about 65 a year but then you cannot haul things in the truck hope you have good luck finding something cheaper but for the amount of enjoyment Iget out of my truck it's worth 450 a year
Dave | | | | | Joined: Nov 1995 Posts: 5,732 24601 | | 24601 Joined: Nov 1995 Posts: 5,732 | I'm not sure, but I've heard that not all of the antique specialty insurers have that hauling restriction -- you might want to call around to Haggerty's and J.C. Taylor. You can find their web sites on the Links Page -- just go to the menu bar at the top of this page and follow the link for "links" and then look for "Insurance"
Good luck!
John
~ John A kid raised on Hotwheels, Matchbox and Tonka cannot be reasonably expected to own only one vehicle as an adult. 1949 Chevrolet 3804In the Legacy Gallery | In the Gallery Forum1973 IH 1310 Dump1963 Kaiser M38A12001 International/AmTran RE3000 "Skoolie"2014 Ford E-350 4x4 (Quigley) | | | | | Joined: Dec 2001 Posts: 1,745 Member | | Member Joined: Dec 2001 Posts: 1,745 | You would need a large garage though to park the bigger trucks inside as that is another one of their rules.
54 3100 with 235
62 flatbed dump C60 with 261
| | | | | Joined: Apr 2004 Posts: 37 Junior Member | | Junior Member Joined: Apr 2004 Posts: 37 | In Pensylvania you are not supposed to drive at night with an antique plate although I know people do
Dave | | | | | Joined: May 2001 Posts: 7,438 Extreme Gabster | | Extreme Gabster Joined: May 2001 Posts: 7,438 | Whether you must get commercial coverage or can use personal coverage depends on your state laws. Texas just changed the law to allow personal coverage on vehicles up to 25,000 GVW. Previously anything over 10,000 had to have commercial coverage. | | |
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