Big Chevy, here in my state/county State Farm had some appraisers they approved for the old stuff. I took it to a guy who was approved by them and had been in the collison and antique restorations for at least 35 years. He gave my truck a real going over, gave me an appraisal of 19,500 on his letterhead and did not charge me anything. I gave State Farm a few good pictures and I'm set to go.
ADVICE from State Farm. After a few years I went over to do some more insurance business and they recommended I get some up todate photos.... I took a couple more pics and took them to them. The pics are in my file and as Terry said, "your good to go, sleep well" I pay $280 a year for FULL coverage.
Everyone has to also realize that the premiums are also based alot on the liability coverage. Some folks carry the bare minimum and some carry a larger amount so its hard to compare ones insurance against another, and as I mentioned above, it also depends on discounts ect. Just do the home work, put it in black and white, make the best decision for YOU and mooooove on.