jomichael,
Do you have another fully insured vehicle (in your name)? Have you checked with that insurance company? I recently checked with mine, State Farm, and they gave me a quote that beat Hagerty's, and State Farm had fewer restrictions than did Hagerty.
I went to my State Farm agent just last week.
I was paying $300.00 per year on my 1950 with no tow coverage.
They put me under a antique vehicle coverage.
Stated value $10,000. Parked in my garage.
Told them I will be driving less than 5k per year.
New rate $35.00 every 6 months..with tow.
All I had to do was drive it to them for some photos.
Good Luck
