The big value of collector car insurance is the price. Because they aren't daily drivers the chance of a catastrophic loss is greatly minimized. Your agreed value policy for $8K with a $1K deductible has a $500 premium. My Grundy policy with an agreed value of $32K and $0 deductible full coverage is $203 a year. I agree with Cletis, the original poster was getting upset because he couldn't find regular use insurance for collector insurance cost.

Save a life, adopt a senior shelter pet.
The three main causes of blindness: Cataracts, Politics, Religion.
Name your dog Naked so you can walk Naked in the park.