I'll say that I like the disc on my 52 1 ton, but they are not necessary. I drove the truck for a few years with the original brakes and they always worked and I was confident they would. Now that I have disc I find my self stopping later and faster than I did with the drums.... not that that's a good thing. I plan to go fast one day, and then I will be really thankfull for the disc brakes.
If you don't change the gears or the HP stock brakes are great.