The Stovebolt Site Forums The Parking Lot Big Bolts Classic big bolt insurance????

I am currently getting ready to get classic liscence for my '84 GMC General, and I just found out from my local insurnce agent that I cannot add it to my current antique policy because it is a "big" truck. :mad: Of course I only got her message after she left for the day until monday :rolleyes: , and I wanted to have it so I could get the Pa. classic liscence on wednesday. I requested a quote a few months ago, and now that I went to add it, she realized it was a "big" truck :hammering: it's the mental pain!

If you meet Hagerty Insurance's criteria for coverage, their rates are as excellent as their reputation:

1. Locked storage
2. Non daily driver; non business use
3. Every adult driver in your family a fully insured vehicle.

Disregard any comments about Hagerty allowing you to only drive in parades and to shows. That is not the case with Hagerty.

I was able to get coverage for an unmodified 1955 2-ton GMC COE (over 25" long) over the phone for a rediculously low price (because it is my third insured "classic" vehicle).

Here is the list of "nots" for Hagerty:

Hagerty does not offer an insurance product for:

* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie caster, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
* Regular-use vehicles driven on a daily basis
* Vehicles used primarily for commercial use
* No motorcycles with performance modifications
* Any vehicle modified with a nitrous system. Vehicles that run on nitro-methane or blown alcohol systems are ineligible.
* Dune Buggies

Progressive insured mine no questions, no restrictions, just like any other vehicle.

Same thing with my State Farm agent for a 2 ton fire truck.

Hagerty was a real PITA when I dealt with them, they are more restrictive than many companies that offer the same product at the same price.

However, the last thing I needed was yet another bill, so I started shopping for insurance companies wehn USAA got too big for thier britches & started farming out thier business to everyone else.
Farmers had to carry my dump under a commercial policy, but they were the only company I went to that could insure all of my vehicles, AND my home. I was gettin tired of paying 4 different insurance bills,...
The cost is comparable to regular insurance on most trucks, but the bonus is it covers whatever you're hauling should you decide to do some business with it here & there.

Mine is through Progressive and it is commercial for I use it for business but it's still not bad.

Got my non-commercial policy through Progressive, too. No restrictions. Which is good because my garage isn't tall enough to get the girl inside...

Consider yourself lucky progressive -gieco or any company like thiers cannot sell in mass. state farm can. this state is locked up by the really big outfits who dont care. (YAY for the lobbyists ) yea right. hopefully some day they will change it.

Maybe try barlow insurance, they insure classics, but i dont know about big bolts.

Also look into Gulfway Insurance (www.racensur.com)...thay insure big antique trucks including tractor-trailers.

Mike B

saw gulfways ad in wheels of time, you can also haul YOUR other personal vehicles with your truck under their plans didn't see any rate quotes