....your refund is probably all you can expect unless your willing to take your time, and probably some money, to proceed. Since you ask for 100, plus 150, that letter is what he'll show the judge and that would likely be the most you would be awarded by the judge?
You'll make the right decision...for you.
..and thank you for sharing your story. Right or wrong,there is a lesson here for all of us....even us old timers.