Looks really bad and I feel for you. We cannot blame the people from the wrong side of the tracks always. I live in a neighbourhood on the better side of the tracks you could say and Saturday morning the next door neighbour had signs planted on his lawn, another had a basketball hoop and stand pulled down and left in the middle of the road and the police chief who lives directly in front of me and owns a brand new BMW had his wipers ripped off. Not the first time. These are the rich kids with nothing better to do.
As far as insurance and agreed coverage is concerned, look at it real closely. Up here agreed coverage is for a total loss and not partial damage.
