Rowlesters55.. I use State Farm who had me get it appraised and pictures. Their approved apprasier also is an old friend of mine so it didn't cost me anything. J.C. Taylor was going to be HIGHER because I have a 350 engine in it or simply put..its modified. Rates also depend on how many vehicles, tickets, etc etc. I have a big discount (15%) for being with them so long and I also have the house and all vehicles with them. I still end up paying about 400 a year. Can someone tell us how Hargerty looks at vehicles?? Am I stuck because its modified?
