redid our ins policy for wifes car and my work truck, then we talked about the 49 its going to be awhile before its on the road,but was curious. forget the co. but they had two rates .stock and modified. no apprasial just some pictires and a "agreed" upon value. i threw out $15000.00 and it ws only $179.00 ayr for full coverage but it was limited on mileage. had also heard somewhere if vehicle passed nsra inspecion some co.s give a discount this one didnt.