Larry, I had my vehicles appraised by a State Farm approved appraiser. Then I insure them for the agreed upon value and I drive them anytime anywhere. With all my other discounts like multi-car discount, home, safe driver and a discount for being with them for so many years..... I get about as good a rate with them as I can anywhere else. For over 40 yeara I've been ith State Farm and had several claims...some quite huge, and I've never regretted being with them.
....everyone's experience surely will not be the same but that's my story.
