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Apr 26th, 2026 | | AD Chevy Trucks  Over 6,000 pictures Brad Allen has an awesome collection of Chevrolet factory pictures that he has set up from film strips. Check them out!
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#54236 01/01/2006 4:02 PM | Joined: May 2005 Posts: 25 New Guy | | New Guy Joined: May 2005 Posts: 25 | I would like to get an insurance appraisal for my restored 46 Chev 1-ton. None of the links seem very helpful.
Does anyone have suggestions about the best way to get a valid appraisal for a restored stovebolt?
Many thanks. | | |
#54237 01/01/2006 4:26 PM | Joined: Dec 2003 Posts: 1,554 Shop Shark | | Shop Shark Joined: Dec 2003 Posts: 1,554 | You might check the phone book for someone who appraises old vehicles.I used to take mine to a guy in town,who did nothing more than walk around the vehicle,then look it up in Old Cars Pricing guide,write it out on a letter head,and charge me $25.00.The last few I have bought,I told the insurance co.I was better qualified to appraise my own vehicles.They said OK as long as you make up a letterhead,write it up and turn it into us with a photo of the vehicle.They now accept my appraisals. | | |
#54238 01/01/2006 5:05 PM | Joined: May 2001 Posts: 7,438 Extreme Gabster | | Extreme Gabster Joined: May 2001 Posts: 7,438 | Many of the classic vehicle insurers offer "agreed to value" insurance. You tell them what you think it's worth and if they agree, they insure it. The downside is it can't be used for a daily driver. If yours is just a recreational vehicle you might check into it. | | |
#54239 01/09/2006 8:58 PM | Joined: Nov 2004 Posts: 39 Wrench Fetcher | | Wrench Fetcher Joined: Nov 2004 Posts: 39 | I found an agent who loves and appreciates classics, then found pictures of trucks that were similar to mine with the same or higher price listed... It took a little work but got both my 48 1/2 ton and 53 1/2 ton insured for what I considered "fair". also these are both daily drivers | | |
#54240 01/09/2006 11:25 PM | Joined: Sep 2005 Posts: 67 Member | | Member Joined: Sep 2005 Posts: 67 | Cletis,Funny you mentioned that,I have been w/state farm for years and I just took my latest '67 c-10 by my agents office,told them it was a driver and they still gave me 'agreed value' of 7500 (I paid 1350)...the lady walked outside, looked down one side of it and the front (from just out the office door) and said OK...it raised my premium only like 60 bucks a year by adding that over just liability coverages req'd in Florida...I asked her how in the world I was getting away so cheap and she said because 7500 is pocket change comp to med costs and new car replacement/parts/work....
I re-iterated to her that it was a driver and I was astonished at the minimal cost and that I still felt like something was just too easy about that and she said nope...all legit....having multiple autos on the policy may have had a lot of bearing too but I dunno...
I know some of the collector insurers will not write drivers or allow towing which killed it for me with boats...I tried some that I saw advert on "My Classic Car".... | | |
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