Just about all the specialty insurers have a garage requirement. Except Gulfway. I insure my road tractor with Gulfway, the smaller trucks with Hagerty and our modern stuff with GEICO. Gulfway is a little more expensive than Hagerty but they are a less restrictive. You might give them a try if the garage thing is a show stopper for you.
The overall bottom line is that you have to do your research and you have to shop around and compare rates. We're all different circumstances to the underwriters -- what goes for me might not apply to you, etc.
And as always, there's more to Stovebolt.com than discussion forums
Check out our Tech Tip on Old Truck Insurance. And as for everyone else -- If you've had the same insurer for more than five years, you might do yourself a favor by getting quotes again from different companies. Yep, it sure is a pain but you might find that the company that *used* to give you a good rate has slowly crept your premiums up over the years and is now ripping you off. Make 'em re-earn your business and not take you for granted!
Thanks,
John
