I have my agreed priced on what I would sale it for,or what it would cost to replace it if it was stolen or total.. I worry more about one being stolen then anything else..
you can add a thousand or two more, really not that much more..
I am sort of surprised the Geico will do a classic but.
if I had anything worth less then $5,000 I would probably just put the minimum required by law and take a chance and use my normal insurance..