In the original post, I read out of it that the poster now has insurance with Grundy but is hesitant to renew because of hearsay that Grundy denies claims. I don't think the complete story has been told about claims being denied. If Grundy denied claims, it was because of what the vehicle was being used for, not for the particular person driving. JC Taylor sometimes questions the personal vehicle situation with me. I rely on my agent to explain to the underwriters that our personal vehicles belong to an S Corp which my wife and I own. If the person is now with Grundy and they are willing to renew, and the person is using the vehicle that was disclosed in the original application, I see no reason not to renew it. If the vehicle is using the vehicle for other purposes, no antique vehicle insurance company will write it. I still think that there is more to the story with the reports that Grundy denies claims.