Good reminder to everyone, though ... no matter who you insure with, always a good idea to shop around and get quotes every few years. Just because you insure with one company or another for years doesn't mean they are always going to have the lowest rates for you.
Remember ... Insurance companies are in business to make a profit. Period. Taking care of loyal customers makes for a good advertising sound bite but it doesn't wash with the stock holders at the end of the year. Make 'em work for it by shopping around and making them compete for *your* business. Whether it's your modern daily drivers, your antique 1/2-tons or your antique Big Bolts, shop around and get competitive quotes (Your results will probably differ from everyone else's -- just because Company X gives me a good rate, doesn't mean they'll give you the same rate).
The best insurance rates go to those who do their homework and shop around. Know what you need and go "dialing for dollars." In my opinion, Insurance is just legal extortion (and my grandfather was a corporate executive in the Insurance Industry*...), so don't just roll over and be an easy "mark."
Just a thought...
Merry Christmas!
John
* Oh, if you google "Milliman" -- THAT company is *not* my part of the family. I have no connection to those Millimans.
