hey i am in kansas city kansas i have Farmers, i have no beef with them at all. i can drive the truck all i want, they know it has been restored, i have full coverage for around 1200.00 a year. its worth it, two years ago i had it sitting out one spring and about 8:00 am i was awaken by a hammering sound, a hail storm got it, i took it and had it looked at it did 2,300.00 in damage. (it cracked a window, messed up paint, chipped body work) i got the check and fixed it all myself for about half of that. no questions asked, they treated it no different than my dad's 2003 silverado.