55 1st with Hagerty and have had no problems
for three years, several tows all flatbeds, great customer service. I think I have it for 12 grand and I pay like 150 give or take a year. I guess it depends where you live as far as the coverage you want in Ohio it's in the garage a good six months of the year, and then I only get it out when I can and when it's nice outside and when I'm not working etc........ Good Luck!