Alex, I'm a tad (!) older than 15 and I've also had insurance problems... My problem is that most insurance companies won't do business in Mass. Like you, I looked into the links here but the big problem is that most of the companies here will only insure if you gargae the vehicle and limit the miles you drive. Meaning that if you plan to use your truck as a daily driver then they won't insure you. So being young is only one factor.
The other ideas offered here are good ones. Good luck!
