Alex, I'm not knowledgeable about AL laws but here in GA you have to be 16 before you can get a drivers licence. You don't mention whether you are a LEGAL driver as yet. When my now 17 year old son got his drivers licence I sat him down and told him I would cover his vehicle (92 Olds) for liability insurance on my policy (Geico). I explained to him that if he were in an accident that was his fault or received citations and his insurance costs increased that he would make up the difference out of his pocket. About 6 months of driving on his own he rear ended someone at a red light and was cited. His insurance jumped from $140 every six months to $540 every six months. A couple of months back he brings home a citation for speeding, 75 in a 55. Next insurance renewal is coming in March and he is sweating blood wondering if it will go up again. I've told him that Geico may just cancel coverage for him and then he will really feel the sting. Bottom line is if you aren't yet a licenced driver you won't be able to get coverage for your truck anyway I'm thinking. If coverage is actually needed for you at this time you may want to have a talk with your parents and work something out with them and their policy. Unless you are going to be driving the truck right away I would do as suggested and tow or trailer the truck home. As I told my son, "welcome to the real world of vehicle ownership", and "buying a vehicle is the EASY part, keeping it on the road is the hard part".
