I've got Hagarty's on my old cars and trucks. I had three cars get totally destroyed and two more were damaged by a tornado two years ago, and they came through right away on the claims on all five.

Pessimist - Sees glass as half-empty. Optimist - Sees glass as half-full. Gov't- Sees glass and takes it from you because you have a glass.
Political Correctness: A philosophical belief system bereft of common sense and logic, that supports and rewards ignorance and stupidity.