If you meet Hagerty Insurance's criteria for coverage, their rates are as excellent as their reputation:
1. Locked storage
2. Non daily driver; non business use
3. Every adult driver in your family a fully insured vehicle.
Disregard any comments about Hagerty allowing you to only drive in parades and to shows. That is not the case with Hagerty.
I was able to get coverage for an unmodified 1955 2-ton GMC COE (over 25" long) over the phone for a rediculously low price (because it is my third insured "classic" vehicle).
Here is the list of "nots" for Hagerty:
Hagerty does not offer an insurance product for:
* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie caster, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
* Regular-use vehicles driven on a daily basis
* Vehicles used primarily for commercial use
* No motorcycles with performance modifications
* Any vehicle modified with a nitrous system. Vehicles that run on nitro-methane or blown alcohol systems are ineligible.
* Dune Buggies
