you've got a 165 stat if it's workin properly, and at 20 below I'd get a hood on and a potato sack on the front of the rad - don't use cardboard, that might bend the fan blades or cause belt slip and wear
"When we tug a single thing in nature, we find it attached to the rest of the world" ~ John Muir "When we tug a single thing on an old truck, we find it falls off" ~ me Some TF series details & TF heater pics