I can't beleive a "personal" truck has to be catagorized as a "commercial" truck for insurance. My Farmers agent just listed my two 1 1/2 tons as my personal "special limitted use" trucks under a rider policy from a full coverage policy from a different vehicle. I set my dollar amount for the pay-off and have uninsured/liability for $20 every 6 months each. I must admit, I have a really cool agent too,
Scott
