Part of "learning" is that some teach not do a certain thing, because they already "learned" not to do it. Whatever it may be. You can't tell someone how to do something you think is wrong for the situation. You can offer that it is possibly a bad idea. Don't take it personally. We are talking about the idea of this or that, not about the persons money situation.
Right is right, even if everyone is against it, and wrong is wrong, even if everyone is for it. - William Penn
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