If they are like most insurance companies it is worth money for them to simply get the claim closed. It may be worth while to do some homework and provide them with your number to begin negotiations with. If all else fails, let them know that you need to have any settlement run past your lawyer first. What ever you do, do not sign anything unless you are completely happy with the repairs, etc.... Ultimately, they are responsible for repairing your car back to the condition it was prior to the accident. Don't forget that. It seems simple, but they are well trained to get you to think otherwise and take a low ball settlement. Never never take the first offer.
