Get an Agreed Value policy. While your mainstream insurance companies will insure it with few to no limitations they also go by book value if there's a loss. Like the State Farm policy noted above. There may be a $30,000 Stated Value but without an Agreed Value policy there's no guarantee that's what will be paid if there's a claim. State Farm doesn't write Agreed Value policies
(One example of thousands if you Google it) so if it's stolen or totaled they'll use book value "up to" the stated value ($30K in this case). What's book value on a 56 year old truck? Likely no where near $30K.
I have an Agreed Value policy through Grundy with the current agreed value of $35K on my '38. If it's stolen or totaled I get $35K. I have $0 deductible collision and comprehensive. I can use the repair shop of my choosing and can use NOS parts if they are available. I do keep it garaged when at home but it's also fully covered when I'm on a VCCA tour (also too and from the tours) even when parked outside. I have no mileage limit but it can't be a daily driver. My annual premium is just over $200 per year.
