I use Hagerty too but of course, this is in Canada. I don't have a limit on mileage. I asked them about my annual trip to a big car show , 350 miles away and they had no problem with that. That weekend it sits outside the hotel when I am not at the show. They also have a policy that I can pick up an other old vehicle and it is automatically insured. I have to tell them within two weeks or something like that. If I was shopping at Carlisle or Hershey, that would be very useful. As 1953 Panel said, there is no appraisal needed with Hagerty. You tell them how much it is worth and if they have a problem with that, they will send someone over to have a look.