The problem with using a "regular" insurance company to insure a collector car is that a mainstream insurance company uses "book" value or "stated value". Where that becomes an issue is the "book" value on a old vehicle is negligible and if you have a loss, you must prove that the stated value is in fact the true value of the vehicle. Agreed value coverage is just that, both parties agree on the value before the policy is issued. With Grundy I can drive my 38 every day. I checked Hagerty and they were quite a bit more expensive.


Save a life, adopt a senior shelter pet.
The three main causes of blindness: Cataracts, Politics, Religion.
Name your dog Naked so you can walk Naked in the park.