I haul folks in parades and always worry about somebody getting hurt. I guess as long as I'm not charging them, I fit them into a "passenger category" so I'm outof the commercial business. I'm probibly taking a risk hauling the kids but they love it so much, I have to try it. I just put lots of adults with them and go real slow in 1st gear. I never leave 1st when there is anybody in the hosebed of my firetruck.
I hope I never have to face the lawyers...