I wanted insurance just for a weekend so I could drive a 78 GMC 6500 dump truck home to part it out.
My regular insurance people absolutely would not insure it because it was a dump truck. I inquired, "what if I had an S10 Chevy with an itty bitty dump bed?" same deal they absolutely would not insure a dump truck.
In the end I paid the uninsured motorist fee for the minimum of one month (not expensive), bought my one way trip permit
($5), and carefully drove it home, about an 8 hour ride.
And I would have preferred to be on the safe side and pay for regular insurance for the weekend, and would have if not for the dump truck part...
For your truck, what if you pull the driveshaft off the PTO, or somehow disconnect it, and also bolt on a bracket keeping the bed from tilting. Then it is an ordinary non dumping truck, will this satisfy your insurance?
Grigg