No apology needed, Bill. I was glad I was able to clarify who I am and what I am doing. Your posting showed me that OTHERS might be thinking the same thing, and conclude that doing this amount and type of work on their own trucks is "something for people with money to do". I don't want that to happen, because I'd like to see MANY others have as much fun, and get as much satisfaction, with their project as I am getting with mine. Your posting had the positive effect of encouraging me to better explain my real situation.
Auto restoration and street rodding are similar in at least one way to other hobbies and fixations: a person's apparent income has very little to do with the quality or creativity of the outcomes achieved; it's all about the degree of passion and commitment and focus that people apply, and the help they get from their friends.
Jimmy Shine's unpainted '34 pickup
http://auto.howstuffworks.com/jimmy-shines-34-pickup-hot-rod.htmwas all about vision, hard work, creativity, and help from others. Jimmy certainly had very little money at the time. His efforts resulted in a whole new type of street rod.
Jim G