I do. I think if you do not give the insurance company the facts and then you need a claim, your just giving them reason to to pay off. I use State Farm here in Virginia Beach for a 2 ton firetruck. It costs me $25.12 every six months but it can't be a daily driver and must be in a garage(mine is parked in a 24hr staffed fire station). I think that is why mine is so cheap plus the other five cars and trucks I have also help.

Good luck.