Welcome to the 'bolt Ratrodking! If you go to Grundy's site they state you must have a garage but I talked to one of their agents at a Goodguys show last year and told him I only had a carport. He said, "I think we can work with that" and 2 weeks later I was with Grundy at a savings of several hundred $$$ a year. No mileage limit, agreed value of $16k. Good luck!!