By "classic truck", I assume you mean a truck that is not a daily driver. If that is the case, allot of the major insurance companies will carry your classic vehicle on your family policy, with some possible driving limitations. In some cases they may even move you to one of their "specialized coverage" companies to give you a lower rate. In many cases, you must have an equal number of cars to the number of drivers in the household. For example, if you have two cars and your classic vehicle and three drivers, they will not give you full coverage on the classic vehicle because it becomes apparent that someone may be driving the classic vehicle on a regular basis.
So, assuming you have enough vehicles to exclude the classic vehicle form the daily driving routine, most of the companies will give you full coverages providing you agree to and can prove a "stated value". A "stated value" usually requires an written qualified apprasial of the vehicle. That's about it, and even if you choose a specialized company for your coverage, you will still have to prove value and you will be limited on your coverage.
Joe
