Must be those Toronto drivers spoiling it all for you! Out here my insurance for the truck is $621 per year. My 81 Malibu is $585. The truck is higher because it is a 'commercial' vehicle! We also have Collector insurance and the requirements to get it are pretty tough. They want a better than original vehicle. There are also 'whistle blowers' who call the insurance company and say that your vehicle is not original or has the wrong paint. I had that happen with my 53 when someone didn't like the upholstery and complained. I will give the insurance people credit however as they stuck by me. If you cheat and somehow get that insurance (they require photos) and you have an at-fault accident they can cancel your insurance and leave you holding the bag. Strangely enough there are a bunch of vehicles out here that must have cheated having cracked windows and rust through.

1949 Chevy 1/2-Ton
"Sedgewick"
In the Gallery
1989 Caprice