i have my insured with allstate. 170.00 six months i worry more about my liability so have no collision coverage. mine is still in the beater catagory even tho i have 7000.00 invested in the mechanicals and intend to do more. no restriction and a dailey driver. the anount may aound like alot but it is only 30.00 a month, a lot less than golf and alot more fun to me!!!!! ron