I have never understood the mileage limits or anything that anyone talks about on insurance. Its all a scam anyways. All my dailys i have set to minimum mileage yet i drive 500mi a week. They have no clue if i drive it around the world or not at all. Same for the antiques. Never had a company check up on how much i drove the previous year. I feel like its all a scare tactic anyways. I currently have 2 vehicles insured under the most popular company with agreed upon value and they never had any issues including when i told them 1 stays outside because its 9 feet tall and wont fit in my garage .