Take the lower sheet metal cover off the bell housing and look up at the throwout bearing while someone else manipulates the clutch pedal. It should be very obvious when the TO bearing pulls away from the clutch fingers. A badly worn clutch disc will require a lot of adjustment before that happens as the clutch fingers will move a long way toward the transmission as the disc wears.
Jerry

"It is better to be silent and be thought a fool than to speak and eliminate all doubt!" - Abraham Lincoln
Cringe and wail in fear, Eloi- - - - -we Morlocks are on the hunt!
There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self. - Ernest Hemingway
Love your enemies and drive 'em nuts!