Right on Carl...The 3.38.1 is suppose to be the best gear ratio for the SM420 transmission. I understand the 3.08 is for torque tube trucks. I don't know why that is? Your right I still want to use it as a truck and just 55mph at a lower rpm. I think the power curve for a stock 235 is 2200 to 2800 could be wrong. All I know is the 3.90 is a great ratio for heavy hauling like a truck bed full of gravel but not to good to get to the gravel pit before it closes!
Thanks, Steve