Two more cents worth. My primary insurance company is Farm Bureau they use Grundy but I went with Collector Car Insurance by Infinity. I'm still building on it and have it insured for 20K agreed in current phase and all I had to do was send them pictures of present condition. Their mileage plan varies up to unlimited. I opted for the 6k a year for $260.00 a year and can go to unlimited for around another 100 bucks. They'll insure antique, classic, modified etc. As I progress all I have to do is send them more pics for additional coverage.