exactly, figure what it'd cost you to do it again and agree on a value with your insurance agent. It's more a question of what you want if it's totaled than what it's worth... I bet they are vastly different numbers if you have a reasonable amount of work in the truck.

•1951 GMC 250 in the Project Journals
•1948 Chevrolet 6400 - Detroit Diesel 4-53T - Roadranger 10 speed overdrive - 4 wheel disc brakes
•1952 Chevrolet 3800 pickup
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"First, get a clear notion of what you desire to accomplish, and then in all probability you will succeed in doing it..." -Henry Maudslay-