The reasons listed are why the manufacturers started putting inner fenders on cars. Any fender without an inner will be susceptible to rock damage. We put an extra heavy coating of undercoat on my '38 to help minimize the risk. I also drive very slowly on gravel roads.
Save a life, adopt a senior shelter pet.
The three main causes of blindness: Cataracts, Politics, Religion.
Name your dog Naked so you can walk Naked in the park.
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