I use American Collector Insurance. For Michigan it comes to 87 dollars a year. Just tell them you "never drive it". They're based in Flordia or something you never have to worry about them coming to make sure your classic is stored securely in a air tight box. The only requirement they have is that it's registered Historic.

If the frame is Good then everything else can be fixed.
1930 Chevy 1/2 ton (Sold her)
1948 Ford f-5 (Shot her)
1951 Willys-Overland Wagon (Lost her)
1959 Chevy Apache Fleetside (Left her)
1956 Oldsmobile Super 88 (Drive her)