My 57 3100 got rear-ended this week-end while waiting in line at the dump. A 20 year old driving his dad's Ram 4 wheel drive 2500 (with cummings diesel) and pulling a trailer slipped on the pedal and started going and ran into mewithout breaking.

His bumper hit square in the middle of the left rear stake pocket. But his right tow hook hit smack dap in the middle of the tailgate! It pushed the mettal in and ripped it out of the bottom part of the tailgate. It pushed my truck forward a few feet.

It also pushed in the bottom cross sill under the tailgate and I have a diamond pattern steal plate bed floor over the rotted bed wood. The steal got bent up a bit in there on the left side and the whole left part of the bed got pushed forward and hit the back of the cab a little bit and made a small 1 inch square dent in the cab and chipped the paint on the cab.

So now as it sits the left is forward about 1/2 inch closer than the righthand side.

It missed the bumper as far as I can tell. And missed the taillights.

It also put a small dent in the left stake post and maybe the side bed wall on the left.


I was wondering what I should expect from the insurance company?

It happens that the driver that hit me is insured by Allstate and same agent. He admitted guilt and my son and a cop came and heard him say he did it also.

But what should I expect the company to fix?

I assume the tailgate will be replaced and painted. That is a given and the cross sill too or at least straightened and painted. The bed wood was and is rotted so I do not expect them to fix it I don't think? The steal diamond plate could be straightened I guess. But should they pain it to?

What about the cab? Should I expect them to pull the bed off and do body work on the cab and paint the back of the cab?

If they do that should they replace the pads and bolts? How far should I expect them to go when some of the damage is because it is older and rusted and ageing? As they pull things off they will be faced with other things that need fixing that was not a result of the accident.


What about the slight bend in the bed left hand wall?

This is a 52 year old truck. It is a driver but not a show quality truck. It has the normal rust starting in the front fenders and doors. The rear fenders have lots of chips of paint comming off from the last paint job 20 years ago. But to me it is a keeper as it is an original V8 truck and has the big window and deluxe cab and the 5th wheel spare on the side. It is still in pretty much original condition, no Camaro suspention or power steering mods or different transmission or anything. Looks pretty much stock. Still has the original vacuum tube radio in it and stuff.


Any recommendations as to what I should expect?

I also am wondering if I should take what ever they offer, get a second opinion at a body shop to see if it was a fair price and then do what I can myself as eventualy I want to get the other body work done or replace the doors and front fenders with new ones and then repaint the whole truck.

This is the first accident the truck has ever had in 52 years. :-(


Any recommendations?

Thanks.


Last edited by svwilbur; 08/03/2009 6:14 AM.