Just my $.02 worth...

I have Hagerty on my '54 6500 Firetruck = I think it's $80/year valued at $3,000.00. There's no annual milage limit or any "goofy rules" about driving it, I think the only thing they care about is that you have another fully insured vehicle (daily driver) and that it has a garage/shed where it's locked up when not in use.