Victor, Victor, Victor ... sigh ...
Seriously? An insurance company tells you *they* will shop around
for you? And that you should trust
them to find you the best deal?
My response to thatNow that I've regained my composure ... Should you believe them? Only if you also believe the Easter Bunny, Big Foot and the Swedish Bikini Team will be handing out free beer and massages under Billy's awning at Winchester this year. Guess which one will be giving you *your* massage??
The words of Ronald Reagan come to mind -- "Trust...but verify." The best way to find out if you should trust them -- Shop around and find out. Put them to the test. And maybe they *do* get you the best deal ... this time. A year or two down the line when your rates start increasing, and you've gotten used to just letting them do your shopping for you, will they still be getting you the best deals? Or do they secretly have some kind of commission deal going with Hagerty?? Try going directly to Hagerty and see if they give you the same deal.
Quick anecdote: We have several policies with a local agent for a major insurer. We like him a lot. He offered me a deal like that so I said "Let's see!" He tried but had to admit he couldn't do better than what I had come up with on my own. I really was impressed by his honesty.
Bottom line --
I put that sort of claim in the same bucket as "Loyalty Discounts" and "Bundling." The file marked "Marketing Hogwashings."
Something else to keep in mind that I didn't exactly address in the Tech Tip is that companies offer better discounts to new customers to attract their business. You know the pitch -- "Switch to our company and save 15% immediately!" Sooooooooo ... Trying being a new customer to someone else and see if you can't beat your Progressive/Hagerty "deal."
Otherwise, you may already be getting a "massage" from Flo

You have to try harder than that to get banned (Peggy likes you). Um, that's not a challenge, though.
