Its not as cheap, but I've been able to run my 39 1.5 ton through progressive direct by adding it online for pleasure use. Its liability only.
My concern if I was in the insurance business and I am. Would be the brakes and the maintenance of such system. Not sure if any of you have ever tapped one of today's newer vehicles with a real bumper, but it smashes little cars up real nice with very little damage to the bolt. (Cow Catcher, Camry Catcher, What's the difference?)
